Emergency Intervention Program
0% Interest — Because Crisis Should Not Mean Exploitation
Who This Is For
If you are a family facing any of these situations, this program was built for you:
Vehicle repossession — you need your car to get to work. Eviction notice — your kids need a stable home. Utility shutoff — you need heat, water, electricity. Medical emergency debt — unexpected bills threatening your stability.
Program Details
Interest Rate
0%
Zero percent. Not an introductory rate. Not a teaser. Zero.
Origination Fee
5%
One-time fee. On a $5,000 loan, that is $250. Compare to $15,000+ from predatory lenders.
Approval Time
48-72 hrs
Because when you are facing repossession, you cannot wait weeks.
How It Works
1. Apply online — 15-minute application with documentation
2. Community vouching — Hidden Manna Ministries verifies your situation
3. Fast review — Emergency team reviews within 48 hours
4. Direct payment — Funds go directly to your creditor to stop the crisis
5. Fair repayment — Manageable monthly payments at 0% interest
Collateral Requirements
Emergency loans are secured by the asset being protected. If we are stopping your vehicle from being repossessed, the vehicle serves as collateral. If we are preventing eviction, the property equity (if applicable) serves as collateral. This protects the lending pool and keeps the program sustainable for future families.
Do Not Wait Until It Is Too Late
If you are facing a financial crisis, apply now. We would rather help you early than watch you lose everything.
Dream Big Buildings 